Products and Guidelines

Homebridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:

Conventional Loan Products

Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
Fannie Mae RefiNow 30 Year Fixed Rate
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Freddie Mac Home Possible 30, 20, 15 Fixed Rate
Freddie Mac Refi Possible 30 Year Fixed Rate
Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Registered On or After November 14, 2024
Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Registered Prior To November 14, 2024

Access (Non-QM)

Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered Prior To February 28, 2025
Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered On or After February 28, 2025

Elite Access (Non-QM)

Elite Access 30 Year Fixed Rate: Loans Registered Prior To February 28, 2025
Elite Access 30 Year Fixed Rate: Loans Registered On or After February 28, 2025

Jumbo Elite

Jumbo Elite - Loans Registered Prior To December 13, 2024
Jumbo Elite - Loans Registered On or After December 13, 2024

Jumbo Gold

Jumbo Gold - Loans Registered Prior To January 3, 2025
Jumbo Gold - Loans Registered On or After January 3, 2025

Homebridge Standalone Digital HELOC

Standalone Digital HELOC Quick Reference Guide

Piggyback HELOC Product

HELOC (Available with Fannie Mae, Freddie Mac, or FHA First Mortgage Only)

FHA Loan Products

FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM

VA Programs

VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM
VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM

USDA Loan Products

USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
USDA Streamlined Refinance 30 Year Fixed Rate
USDA Streamlined Refinance - Quick Reference Guide
USDA Streamlined-Assist Refinance 30 Year Fixed Rate
USDA Streamlined-Assist Quick Reference Guide
USDA Program Overview