Products and Guidelines

HomeBridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:

Conventional Loan Products

Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM Fannie Mae RefiNow 30 Year Fixed Rate Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate Freddie Mac Refi Possible 30 Year Fixed Rate Freddie Mac Home Possible 30, 20, 15 Fixed Rate Investor Solution - Second Home and Investment Property 30 year Fixed Rate

Jumbo and Jumbo AUS Option

Jumbo and Jumbo AUS Option 30 Year Fixed Rate

Simple Access (Non-QM)

Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Available with ARMs)

HELOC Product - Temporarily Suspended

HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only) - Temporarily Suspended

HomeStyle Renovation Product

HomeStyle Renovation 30, 15 Year Fixed Rate

FHA Loan Products

FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM

FHA 203(k) Renovation Products

FHA 203(k) Standard 30, 15 Year Fixed Rate FHA 203(k) Limited 30, 15 Year Fixed Rate

VA Programs

VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM

VA Renovation - Temporarily Suspended

VA Renovation - Temporarily Suspended

USDA Loan Products

USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate USDA Purchase and Non-Streamlined Refinance Quick Reference Guide USDA Streamlined Refinance 30 Year Fixed Rate USDA Streamlined Refinance - Quick Reference Guide USDA Streamlined-Assist Refinance 30 Year Fixed Rate USDA Streamlined-Assist Quick Reference Guide USDA Program Overview