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Products and Guidelines
Homebridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:
Conventional Loan Products
Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
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Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
Fannie Mae RefiNow 30 Year Fixed Rate
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Fannie Mae RefiNow 30 Year Fixed Rate
Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
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Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
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Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Freddie Mac Refi Possible 30 Year Fixed Rate
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Freddie Mac Refi Possible 30 Year Fixed Rate
Freddie Mac Home Possible 30, 20, 15 Fixed Rate
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Freddie Mac Home Possible 30, 20, 15 Fixed Rate
Investor Solution - Second Home and Investment Property 30 year Fixed Rate
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Investor Solution - Second Home and Investment Property 30 year Fixed Rate
Jumbo AUS
Jumbo AUS 30 YR Fixed Rate and 5/6, 7/6, 10/6 ARM
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Jumbo AUS 30 YR Fixed Rate and 5/6, 7/6, 10/6 ARM
Jumbo Elite
Jumbo Elite
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Jumbo Elite
Simple Access (Non-QM)
Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (IO Eligible): Loans Locked On or Before November 30, 2022
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Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (IO Eligible): Loans Locked On or Before November 30, 2022
Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (IO Eligible): Loans Locked On and After December 1, 2022
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Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (IO Eligible): Loans Locked On and After December 1, 2022
Homebridge Standalone HELOC
Standalone HELOC Quick Reference Guide
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Standalone HELOC Quick Reference Guide
Piggyback HELOC Product
HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only)
Download
HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only)
HomeStyle Renovation Product
HomeStyle Renovation 30, 15 Year Fixed Rate
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HomeStyle Renovation 30, 15 Year Fixed Rate
FHA Loan Products
FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
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FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM
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FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM
FHA 203(k) Renovation Products
FHA 203(k) Standard 30, 15 Year Fixed Rate
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FHA 203(k) Standard 30, 15 Year Fixed Rate
FHA 203(k) Limited 30, 15 Year Fixed Rate
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FHA 203(k) Limited 30, 15 Year Fixed Rate
VA Programs
VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM: Loans Using 2023 Loan Limits
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VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM: Loans Using 2023 Loan Limits
VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM: Loans Using 2022 Loan Limits
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VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM: Loans Using 2022 Loan Limits
VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM
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VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM
VA Renovation - Temporarily Suspended
VA Renovation - Temporarily Suspended
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VA Renovation - Temporarily Suspended
USDA Loan Products
USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
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USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
Download
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
USDA Streamlined Refinance 30 Year Fixed Rate
Download
USDA Streamlined Refinance 30 Year Fixed Rate
USDA Streamlined Refinance - Quick Reference Guide
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USDA Streamlined Refinance - Quick Reference Guide
USDA Streamlined-Assist Refinance 30 Year Fixed Rate
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USDA Streamlined-Assist Refinance 30 Year Fixed Rate
USDA Streamlined-Assist Quick Reference Guide
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USDA Streamlined-Assist Quick Reference Guide
USDA Program Overview
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USDA Program Overview