Products and Guidelines

Homebridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:

Conventional Loan Products

Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
Fannie Mae RefiNow 30 Year Fixed Rate
Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Freddie Mac Refi Possible 30 Year Fixed Rate
Freddie Mac Home Possible 30, 20, 15 Fixed Rate
Investor Solution - Second Home and Investment Property 30 year Fixed Rate

Jumbo AUS

Jumbo AUS 30 YR Fixed Rate and 5/6, 7/6, 10/6 ARM

Jumbo Elite

Jumbo Elite

Simple Access (Non-QM)

Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (IO Eligible): Loans Locked On or Before November 30, 2022
Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (IO Eligible): Loans Locked On and After December 1, 2022

Homebridge Standalone HELOC

Standalone HELOC Quick Reference Guide

Piggyback HELOC Product

HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only)

HomeStyle Renovation Product

HomeStyle Renovation 30, 15 Year Fixed Rate

FHA Loan Products

FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM

FHA 203(k) Renovation Products

FHA 203(k) Standard 30, 15 Year Fixed Rate
FHA 203(k) Limited 30, 15 Year Fixed Rate

VA Programs

VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM: Loans Using 2023 Loan Limits
VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM: Loans Using 2022 Loan Limits
VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM

VA Renovation - Temporarily Suspended

VA Renovation - Temporarily Suspended

USDA Loan Products

USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
USDA Streamlined Refinance 30 Year Fixed Rate
USDA Streamlined Refinance - Quick Reference Guide
USDA Streamlined-Assist Refinance 30 Year Fixed Rate
USDA Streamlined-Assist Quick Reference Guide
USDA Program Overview