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Products and Guidelines
Homebridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:
Conventional Loan Products
Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
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Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
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Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
Fannie Mae RefiNow 30 Year Fixed Rate
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Fannie Mae RefiNow 30 Year Fixed Rate
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Download
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Freddie Mac Home Possible 30, 20, 15 Fixed Rate
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Freddie Mac Home Possible 30, 20, 15 Fixed Rate
Freddie Mac Refi Possible 30 Year Fixed Rate
Download
Freddie Mac Refi Possible 30 Year Fixed Rate
Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Registered On or After November 14, 2024
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Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Registered On or After November 14, 2024
Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Registered Prior To November 14, 2024
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Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Registered Prior To November 14, 2024
Access (Non-QM)
Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered PRIOR TO August 23, 2024
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Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered PRIOR TO August 23, 2024
Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered ON or AFTER August 23, 2024
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Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered ON or AFTER August 23, 2024
Elite Access (Non-QM)
Elite Access 30 Year Fixed Rate: Loans Registered Prior To October 18, 2024
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Elite Access 30 Year Fixed Rate: Loans Registered Prior To October 18, 2024
Elite Access 30 Year Fixed Rate: Loans Registered On or After October 18, 2024
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Elite Access 30 Year Fixed Rate: Loans Registered On or After October 18, 2024
Jumbo Elite
Jumbo Elite
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Jumbo Elite
Jumbo Gold
Jumbo Gold - Loans Registered Prior To September 13, 2024
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Jumbo Gold - Loans Registered Prior To September 13, 2024
Jumbo Gold - Loans Registered On or After September 13, 2024
Download
Jumbo Gold - Loans Registered On or After September 13, 2024
Homebridge Standalone Digital HELOC
Standalone Digital HELOC Quick Reference Guide
Download
Standalone Digital HELOC Quick Reference Guide
Piggyback HELOC Product
HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only)
Download
HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only)
FHA Loan Products
FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
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FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM
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FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM
FHA 203(k) Renovation Products
FHA 203(k) Standard 30, 15 Year Fixed Rate - Loans Registered Prior To October 1, 2024
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FHA 203(k) Standard 30, 15 Year Fixed Rate - Loans Registered Prior To October 1, 2024
FHA 203(k) Standard 30, 15 Year Fixed Rate - Loans Registered On or After October 1, 2024
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FHA 203(k) Standard 30, 15 Year Fixed Rate - Loans Registered On or After October 1, 2024
FHA 203(k) Limited 30, 15 Year Fixed Rate
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FHA 203(k) Limited 30, 15 Year Fixed Rate
VA Programs
VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM
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VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM
VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM
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VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM
USDA Loan Products
USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
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USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
Download
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
USDA Streamlined Refinance 30 Year Fixed Rate
Download
USDA Streamlined Refinance 30 Year Fixed Rate
USDA Streamlined Refinance - Quick Reference Guide
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USDA Streamlined Refinance - Quick Reference Guide
USDA Streamlined-Assist Refinance 30 Year Fixed Rate
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USDA Streamlined-Assist Refinance 30 Year Fixed Rate
USDA Streamlined-Assist Quick Reference Guide
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USDA Streamlined-Assist Quick Reference Guide
USDA Program Overview
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USDA Program Overview