Products and Guidelines OLD

HomeBridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:

Conventional Loan Products

Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
Fannie Mae High LTV Refinance 30, 25, 20, 15 Fixed Rate
Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Freddie Mac Home Possible 30, 20, 15 Fixed Rate

Jumbo Loan Product

Jumbo 30 Year Fixed Rate

Simple Access (Non-QM)

Simple Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Available with ARMs)

HELOC Product - Temporarily Suspended

HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only) - Temporarily Suspended

Expanded Plus and Elite Plus Products (Non-QM) - Temporarily Suspended

Expanded Plus 5/1 ARM and 5/1 ARM with Interest-Only - Temporarily Suspended
Elite Plus 5/1 ARM, 7/1 ARM, and 30 Year Fixed Rate - Temporarily Suspended

HomeStyle Renovation Product

HomeStyle Renovation 30, 15 Year Fixed Rate

FHA Loan Products

FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM

FHA 203(k) Renovation Products

FHA 203(k) Standard 30, 15 Year Fixed Rate
FHA 203(k) Limited 30, 15 Year Fixed Rate

VA Programs

VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM
VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM

VA Renovation - Temporarily Suspended

VA Renovation - Temporarily Suspended

USDA Loan Products

USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
USDA Streamlined Refinance 30 Year Fixed Rate
USDA Streamlined Refinance - Quick Reference Guide
USDA Streamlined-Assist Refinance 30 Year Fixed Rate
USDA Streamlined-Assist Quick Reference Guide
USDA Program Overview