New HUD Addendum to the URLA

HUD issued Mortgagee Letter 2020-49 December 22, 2020 which announced HUD was revising the current form 92900-A/26-1802a, HUD/VA Addendum to Uniform Residential Loan Application.  The new 92900-A improves the ability for lenders and borrowers to comply with the certifications required by HUD.

HUDs new version of form 92900-A is dated 2/2021 and is specific to FHA transactions.

FHA will require the use of the new version of the 92900-A on case numbers assigned on or after March 22, 2021.  Case numbers assigned prior to March 22, 2021 may use either the current or new version of the 92900-A.

New Version of HUD Form 92900-A

Summary of the new HUD 92900-A:

  • Page 1 Part II: Borrower Consent for Social Security Administration to Verify SSN
    • Borrower is required to provide their consent to have their social security number verified
  • Page 1 and 2 Part III: Borrower Notices, Information and Acknowledgment
    • Provides important disclosures to the borrower
  • Page 1 Warning:
  • Contains a warning about making false claims/statements and the penalties for doing so
  • Page 3 Part IV: Direct Endorsement Approval for a HUD FHA-Insured Mortgage
    • A: Underwriting the Borrower
      • DE certification based on whether the loan received an “Approved