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Transactions Using a 3.2 File and 2009 URLA Version

Homebridge is implementing a new requirement for transactions using a 3.2 file and the old 2009 URLA version.

Effective March 15, 2021 Homebridge will require, in specific circumstances detailed below, a certification from the Broker or NDC/EB when using a 3.2 file and the old 2009 URLA version for the transaction.

Broker or NDC/EB Disclosed Transactions: Certification Required

The Homebridge Certification will be required when a 3.2 file and the old URLA (dated 2009) is used and:

  • The credit report is dated on or after March 1, 2021 and/or
  • The initial Broker or NDC/EB application is dated on or after March 1, 2021

Broker or NDC/EB Disclosed Transactions: Certification Not Required

The Homebridge Certification will not be required when a 3.2 file and the old URLA (dated 2009) is used and:

  • The credit report is dated on or before February 28, 2021, and/or
  • The initial Broker or NDC/EB application is dated on or before February 28, 2021

Homebridge Disclosed Transactions:  Certification Required

The Homebridge Certification will be required when:

  • A 3.2 file and the old URLA (dated 2009) is used, and
  • Homebridge to disclose request received on or after March 15, 2021

Homebridge Disclosed Transactions:  Certification Not Required

The Homebridge Certification is not required when:

  • A 3.2 file and the old URLA (dated 2009) is used, and
  • Homebridge to disclose request received prior to March 15, 2021

The Certification is attached (download PDF) and has also been posted on the Homebridge website on the Forms page under General Forms.

The chart below summarizes these requirements

If you have any questions, please contact your Account Executive.